Fitzpatricks Advice Partners has been helping Australians build, protect and transition wealth since 1994. A team of dedicated advisers, united by a shared philosophy.
Fitzpatricks Advice Partners has been helping Australians build, protect and transition wealth since 1994. A team of dedicated advisers, united by a shared philosophy.
Fitzpatricks Advice Partners has been helping Australians build, protect and transition wealth since 1994. A team of dedicated advisers, united by a shared philosophy.
The Gold Coast has quietly become one of Australia’s fastest-growing centres of private wealth. Fitzpatricks Advice Partners works with clients at exactly this level of complexity.
A discretionary trust, a self-managed super fund (SMSF), business equity, a succession plan and an evolving estate do not sit in separate conversations here, they are held together by one Lead Adviser who coordinates across all of it, bringing in the right specialists at the right time. That is where Fitzpatricks Advice Partners makes a difference.
Our advisers are known for having the in-depth conversations that many families find hard to start: family dynamics, succession, legacy and the purpose behind wealth. You have one person responsible for keeping every moving part aligned, coordinating the specialists your situation requires and ensuring every element of your strategy works together. With a deliberately low client-to-adviser ratio, your adviser has the time to truly understand your circumstances, priorities and ambitions.
Many of our Gold Coast clients have relocated from Sydney or Melbourne, bringing investment portfolios, SMSFs and existing wealth structures that require review. Others are business owners approaching a succession event, business sale or transition to the next stage of life.
We also advise families, executives and professionals with substantial property and investment wealth who are beginning to think seriously about legacy and intergenerational wealth transfer.
If your financial life has grown in complexity, this is where we can help.
Our Gold Coast team brings deep technical expertise and a client-first approach to every relationship.
Each of the following services is delivered through the Lead Adviser model: one senior Fitzpatricks Advice Partners adviser who understands the full picture of your financial life and coordinates across the specialists you need.
For many Gold Coast business owners, executives and families, wealth is rarely held in a single structure. Investment decisions need to align with trusts, superannuation, business interests, executive equity, property wealth and long-term family objectives.
At Fitzpatricks Advice Partners, portfolio strategy begins with a clear understanding of who you are: your goals, your genuine capacity for risk and what your portfolio needs to do alongside your broader wealth. From that foundation, we build and oversee a portfolio through a curated panel of specialist investment managers, each subject to ongoing research. Investment strategy is never considered in isolation. Each investment decision connects to your tax position, estate plan and wealth structuring.
Gold Coast's tourism, hospitality and construction sectors have grown faster than most founders anticipated. Many of these businesses now carry substantially more value than their owners' succession plans account for. The proceeds of a business sale are often the single most significant liquidity event a family will experience, and how they are structured in the months and years that follow has consequences that are difficult to reverse.
Fitzpatricks Advice Partners coordinates the legal, tax and investment dimensions of a business exit through one Lead Adviser, working alongside your solicitor, accountant and business broker so every decision reflects the same plan. For most owners, that is a three to five year process, not a six-month sprint.
Gold Coast families who bought coastal property fifteen or twenty years ago are now significant wealth holders. As the national intergenerational wealth transfer gathers pace, many are facing decisions about how wealth should pass to the next generation. A Lead Adviser who knows the whole family, including the adult children, provides a continuity of relationship that is difficult to replicate.
The discussions that matter most at this level are rarely about legal mechanics. They are about values, what each generation is expected to steward, how decisions will be made when the family is under pressure, and what the wealth is ultimately for. These are the issues most families defer the longest. At Fitzpatricks Advice Partners, we are practised at leading them, and at translating what emerges into governance frameworks, Family Charters and Family Council arrangements that give those agreements structure and permanence.
Gold Coast construction directors, hospitality operators, development company owners and healthcare principals carry real personal liability exposure through directorships, professional indemnity obligations and personal guarantees. At this level of complexity, a decision about a trust structure has consequences for your binding death benefit nominations, your income splitting arrangements and how assets pass between generations. Your Lead Adviser coordinates the legal, financial and governance dimensions through a single ongoing relationship.
Read more about wealth structuring and family governance
For families whose wealth has grown to the point where coordinating investments, tax, estate structures and the next generation have become a full-time challenge, a virtual family office structure brings coherence across every dimension. Fitzpatricks Advice Partners acts as the central coordinating point across every adviser in your life. Clients describe it as having a family CFO: someone with accountability for the whole financial picture, coordinating specialists and ensuring every strategy remains connected.
Read more about emerging family office services
At Fitzpatricks Advice Partners, the relationship begins not with your portfolio, but with your goals and the life you want your wealth to support. Your Lead Adviser holds every dimension of your financial life in view, from investment strategy and wealth structuring to estate planning and business succession. They coordinate the right specialists at the right time and ensure every decision remains aligned with your family’s objectives.
Our longest-standing clients describe the Lead Adviser relationship as a family CFO: someone who brings clarity, coordination and accountability to complex financial affairs, ensuring every adviser and every strategy is working towards the same outcome.
A business that was worth $800,000 in 2019 may now be worth significantly more. Many of those owners have not had a recent business valuation and have not updated their exit strategy to reflect the change in value.
The succession planning conversation starts well before any sale process begins. The proceeds of a business sale are often the single most significant liquidity event a family will experience, and how they are structured in the months and years that follow has consequences that are difficult to reverse. That conversation includes understanding the current value of the business, structuring the exit to manage capital gains tax effectively, aligning the proceeds with the estate plan, and ensuring the investment strategy is ready to receive a significant liquidity event. For most owners, that is a multi-year process, not a six-month sprint.
The 2032 Olympics pipeline has accelerated construction and infrastructure activity across the Gold Coast. The permanent population increase has driven sustained demand for hospitality, healthcare and professional services. Business values in these sectors have risen materially. Getting an independent valuation now, and starting the planning process, is not a signal that you are ready to leave. It is how you ensure that when you are ready, the exit is on your terms.
A Gold Coast business owner's succession plan does not sit in isolation. It connects to the estate plan, the investment strategy, the family trust structure and the superannuation fund. Fitzpatricks Advice Partners coordinates that full picture through one Lead Adviser, who works alongside your solicitor, accountant and other specialist advisers to ensure every dimension is aligned. You have one person responsible for how all the pieces fit together.
Your goals, your concerns, and what you want your wealth to achieve for you and your family. Our advisers know how to ask the right questions to uncover what matters most, often surfacing opportunities and challenges you may not have considered. There is no selling and no obligation. What you share remains confidential.
From that conversation, your Lead Adviser builds a complete picture of your financial and family situation before any recommendations are made. A strategy is then developed that coordinates across investment, tax, estate planning and structures. Once in place, it is reviewed as life changes. Whether it is a business sale, a family event or a market shift, your Lead Adviser stays ahead of what is changing and ensures the plan stays aligned with your goals and your family's situation.
The Gold Coast is one of the three fastest-growing regional cities in Australia. Population growth over the past decade has been driven by both overseas migration and steady internal inflows from Sydney and Melbourne, bringing new households and the investment capital, SMSF balances and estate structures that accompany them. Alongside that, high-growth local sectors including construction and infrastructure, healthcare, and financial and professional services are generating a new layer of established Gold Coast wealth.
Fitzpatricks Advice Partners works with clients across South East Queensland and the Gold Coast, including Coomera, Hope Island, Southport, Surfers Paradise, Broadbeach, Mermaid Beach, Burleigh Heads, Palm Beach and Coolangatta (home to our office), extending south into Northern New South Wales. For clients who have relocated, we understand that finding an adviser you’re comfortable with takes time. We work nationally, so the transition to a Fitzpatricks Advice Partners Lead Adviser can begin before or after the move.