About
Emma O’Toner commenced her career in Financial Planning in 2017 as a paraplanner, gaining valuable experience across a diverse range of businesses, catering to a range of different client profiles, advice areas, and investment strategies and structures.
In 2024, Emma joined Fitzpatricks as a Provisional Adviser while completing her Professional Year. She successfully completed this program in 2025.
Now a fully qualified financial planner, Emma is dedicated to supporting clients through all of life’s financial challenges across all life stages, helping to navigate difficult decisions that come with significant life changes. She is a big believer in simplifying complex financial arrangements where possible, while considering the long-term implications of each decision and action made.
Emma enjoys building deep, long lasting relationships with clients and finds fulfillment in helping them achieve their financial goals and lifestyle aspirations.
Qualifications & Memberships
- Bachelor of Commerce (Finance & Financial Planning) – Griffith University 2018
- Ethics and Professionalism in Financial Advice