By Anthony Asher, David Knox, Michael Rice on behalf of Cufflinks, September 2019 In designing a system that will be robust in the face of social, economic or demographic changes, it is useful to note major trends that will affect Australians in retirement. A sound system will be dynamic and require change from time to time.…
By Colin Lewis, September 2019 Planning for the inevitability death – while morbid – is important. It gives you comfort knowing that what you’ve accumulated will go to your intended beneficiaries and it gives your loved ones, peace of mind knowing they’ll be looked after. On death, when it comes to your superannuation, only your…
By Colin Lewis, August 2019 Back in November 2015, the then Treasurer Scott Morrison enunciated the view that “Super was never designed to be an open-ended vehicle for wealth creation.” So, we now have a superannuation system that is designed to limit how much can go into it and ensure that money in it must…
By Marcus Christoe, July 2019 on behalf of Cufflinks Each year like clockwork, when the Australian winter sets in, my Facebook newsfeed begins to fill with pictures of Hawaiian or European summer destinations. With the July school holidays upon us, this process is well underway and conversations with friends inevitably turn to holiday check lists:…
Dr. Ross Walker, June 2019 These days, ordering coffee can be quite a stress. Do you have full cream milk, skim milk, soy milk or most recently almond milk? Over the past decade, there has emerged an even newer decision, should you have A1 or A2 milk? A2 first emerged as an alternative in around…
By Colin Lewis, June 2019 With the Reserve Bank recently cutting the official cash rate to a historic low of 1.25 percent and the likelihood of further cuts to come, investors are seeing their returns eroded. For retirees with investable assets sitting in cash, term deposits and fixed interest securities, lower returns mean less income…
By Brett Jackson May 2019 (on behalf of Cuffelinks) The idea that when someone reaches the age of 60, it might be time to step out of work and retire into a life of leisure is relatively recent. But with more people living longer, expectations of retirement are being reshaped. More years were added to human…
By Justin Jones February 2019 Humans, by their nature, are creatures of habit. We fall into the same routine, the same patterns. We eat at the same restaurants, sit at the same desk, walk the same route to work and go about our jobs (and relationships) in the same, comfortable way. It’s good…until it’s not.…
By Richard Waters January 2019 Former army Major and UN peacekeeper, prime ministerial adviser, AFR 2018 Women of Influence awards nominee, mother of two – Fitzpatricks’ client Matina Jewell has packed a lot into her life, but has no plans for slowing down. In her current role as a leadership strategist and inspirational conference speaker…
By Ori Eyal , on behalf of Cuffelinks July 2018 My thesis is that medical technology will not just cure the various illnesses of aging, but it will stop and then reverse aging itself. While our technological progress will be punctuated and irregular, each advance will incrementally extend our human lifespan. For most of us,…
