Our comprehensive service and professional advice is tailored to meet your financial and lifestyle needs and goals. We are passionate about building trusted, long-term relationships and delivering your committed future.
Over the next 25 years, a new generation of Australians will inherit approximately $3.5 trillion.
In our extensive experience working with families to plan and facilitate the smooth transition of significant wealth from one generation to the next, it can be extremely complex and emotional. It also takes time to do it right.
Family members should not shoulder this enormous responsibility alone, particularly as it requires specialist knowledge, objectivity and foresight. We are experts at dealing with complex family dynamics, and managing different expectations, and competing interests and goals.
We can assist you and your family to carefully plan and oversee the transfer of the right assets into the right hands at the right time and in the right way.
As your Lead Adviser, we will liaise with an experienced estate planning solicitor to review your total wealth, consider your beneficiaries and their financial position both now and in the future, and assess the benefits and costs of various methods of structuring and transferring assets.
Going beyond the balance sheet, we also help you consider issues around equitable transfers, and look at what might be required to encourage and empower the next generation to step up and take appropriate responsibility.
We will work closely with you to develop a robust and effective investment strategy, based on your personal needs and objectives, investment preferences, and ability to tolerate risk.
At Fitzpatricks, our clients are engaged in discussions and actively involved in the decision-making process so that they understand the basis of recommendations, have clear expectations around possible investment outcomes, and take ownership of their investment strategy.
We believe our risk-targeted investment approach suits the long-term needs of clients with complex needs.
The portfolios we recommend are highly diversified and feature a broad mix of global and domestic asset classes, and expert fund managers who specialise in different markets, investment styles and risk management techniques.
We do not invest client money directly, but outsource the implementation of our investment advice, including strategic and tactical asset allocation, stock selection, and ongoing portfolio management, to our investment partner Atrium Investment Management and selected best-of-breed fund managers.
Our job is to provide strategic advice and oversee the long-term management of your wealth in a way that carefully manages risk and maximises the likelihood of you achieving your goals.
Many of our clients, including wealthy families, foundations and other not-for-profit organisations have a desire to have a positive impact beyond their own family. Although they may have taken different pathways to achieve wealth, they have a common desire to care for people and our planet.
Whether you’re passionate about a specific cause or need help investigating the best way to contribute to society for maximum impact, we can assist you to create a strategic giving plan.
We can help you discover what’s truly important to you, your family and other stakeholders, and choose the right option based on your personal objectives. This may include creating a private foundation, contributing to existing charities, or making direct gifts.
In our experience, clients who are involved in structured philanthropic giving feel a great deal of personal satisfaction from realising the positive difference they are making to our world.
The world is an increasingly risky place making it important to adequately protect yourself and your family against various risks including litigation and other claims on your estate.
For successful business owners and affluent individuals and families, safeguarding your wealth is an essential part of any financial strategy. We can assist you to create an asset protection plan and set up the appropriate structures and safeguards to minimise the potential for financial loss.
This may include taking out property and business insurance, creating legal structures that separate personal assets from business assets, and holding assets in the name of a low-risk spouse or trusted family member.
When examining your asset protection needs, our team will consider your total financial situation including your estate plan. We will also regularly assess your exposure to risk to ensure the optimal asset protection strategy, with adequate consideration for changes to your personal circumstances, and tax and legal changes.
