Investing and
Taxation Strategies

Examples of investment goals we have helped clients achieve:

  • Invest a cash lump sum from the sale of property, compensation claim, redundancy or inheritance;
  • Helped people grow long-term wealth via a diversified transparent share portfolio, investing on a monthly basis;
  • Draw equity held against a home via a gearing strategy for tax-effective investing;
  • Invest retirement savings held in superannuation;
  • Setting up a portfolio to fund children’s future education needs;
  • Invest in a property at the coast which will one day convert into a retirement home; and
  • Purchased annuities for retirement income security.

If you have a goal to invest in property, we will provide financial advice as to how property, as an asset class, impacts your overall financial and retirement goals. We will collaborate with a mortgage broker and introduce you to trusted property advisers.

If you’re keen to invest in shares, we offer an investment portfolio service that includes portfolio advice, establishment and ongoing portfolio management via our ongoing review services. 

We'll help you to grow your wealth to meet your financial targets, while also seeking to protect your capital along the way.

Our approach to investing

    1. Understand your goals, your investment preferences, and the investment returns you need.
    2. Educate you on key investment concepts and the importance of diversification. 
    3. Select a suitable investment risk appetite.
    4. Select the right ownership structure based on your taxation and wealth protection preferences.
    5. We may provide a strategy meeting to present financial modelling to help you make key investment decisions. 
    6. Provide ongoing investment portfolio management and track performance via our ongoing review services.

Investment Options

We have hundreds of investment options with varying investment philosophies, managers, diversification and active management. We aim to ensure you feel comfortable with how your money is invested, which often includes education and being available to answer questions about your investments.

Some of the investment styles available to you are:

  • Risk Targeted Investing is Fitzpatricks Private Wealth’s investment philosophy that aims to preserve capital, focus on risk rather than short-term returns and seek a consistent positive return outcome;
  • Transparent, managed portfolios to provide transparency with how your money is invested;
  • Exchange Traded Funds (ETFs) and Managed Funds for those who are keen to keep things simple;
  • Ethical and socially responsible investing to align with your ethics and values; and
  • Indexed and active investment styles.

Taxation strategies

Gianna’s clients are often high-income earners and successful business owners keen to build wealth whilst legally minimising the tax they pay on their income, business, and investments.

Tax strategies that Gianna may consider are:

  • Superannuation contributions;
  • Borrowing tax deductible debt to invest in shares and property;
  • Invest within superannuation; 
  • Tax planning for employee share schemes;
  • Invest in entities such as a family trust or a company;
  • Investment bonds;
  • Income protection;
  • Debt recycling;
  • Education bonds for children;
  • Transition to retirement strategies; and
  • Capital gains tax planning.

The Private Wealth Program includes collaborating with an accountant to ensure our recommended strategies align with your accountant’s tax advice and to assist with your annual tax return.  

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