Fitzpatricks Advice Partners has been helping Australians build, protect and transition wealth since 1994. A team of dedicated advisers, united by a shared philosophy.
Fitzpatricks Advice Partners has been helping Australians build, protect and transition wealth since 1994. A team of dedicated advisers, united by a shared philosophy.
Fitzpatricks Advice Partners has been helping Australians build, protect and transition wealth since 1994. A team of dedicated advisers, united by a shared philosophy.
Perth is home to a unique concentration of wealth created through the resources sector, entrepreneurship and long-term investment. Fitzpatricks Advice Partners works with clients at exactly this level of complexity.
A discretionary trust, a self-managed super fund (SMSF), business equity, a succession plan and an evolving estate do not sit in separate conversations here, they are held together by one Lead Adviser who coordinates across all of it, bringing in the right specialists at the right time. That is where Fitzpatricks Advice Partners makes a difference.
Our advisers are known for having the in-depth conversations that many families find hard to start: family dynamics, succession, legacy and the purpose behind wealth. You have one person responsible for keeping every moving part aligned, coordinating the specialists your situation requires and ensuring every element of your strategy works together. With a deliberately low client-to-adviser ratio, your adviser has the time to truly understand your circumstances, priorities and ambitions.
An affluent family navigating an inheritance, a business sale or the question of how wealth passes to the next generation on the right terms. A mining or resources executive with concentrated sector equity, a large SMSF and an estate plan that has not kept pace with what has accumulated.
What these clients have in common is not a specific dollar figure. It is the experience of having financial affairs that have grown across multiple structures, specialists and generations, with no single relationship holding all of it together.
Our Western Australia team brings deep technical expertise and a client-first approach to every relationship.
Fitzpatricks Advice Partners works with Perth’s business owners, executives and families across a focused set of areas. Each is delivered by your Lead Adviser, working alongside the specialists your situation calls for.
Perth has a high density of business owners. For these owners, succession planning covers business exit, CGT minimisation, ownership transfer and ensuring the wealth built transfers effectively to the next generation.
Fitzpatricks Advice Partners coordinates the legal, tax and investment dimensions of a business exit through one Lead Adviser, working alongside your solicitor, accountant and business broker so every decision reflects the same plan. For most owners, that is a three to five year process, not a six-month sprint.
For Perth and Western Australian families who have built significant wealth through the resources sector, how that wealth moves to the next generation is one of the most consequential decisions they face. For Perth families, a Lead Adviser who knows the whole family, including the adult children, provides a continuity of relationship that is difficult to replicate.
The discussions that matter most at this level are rarely about legal mechanics. They are about values, what each generation is expected to steward, how decisions will be made when the family is under pressure, and what the wealth is ultimately for. These are the issues most families defer the longest. At Fitzpatricks Advice Partners, we are practised at leading them, and at translating what emerges into governance frameworks, Family Charters and Family Council arrangements that give those agreements structure and permanence.
For many Perth business owners, executives and professionals, wealth is rarely held in a single structure. Investment decisions need to align with trusts, superannuation, business interests, resources-sector equity and long-term family objectives.
At Fitzpatricks Advice Partners, portfolio strategy begins with a clear understanding of who you are: your goals, your genuine capacity for risk and what your portfolio needs to do alongside your broader wealth. From that foundation, we build and oversee a portfolio through a curated panel of specialist investment managers, each subject to ongoing research. Investment strategy is never considered in isolation. Each investment decision connects to your tax position, estate plan and wealth structuring.
For Perth families with significant or growing wealth, how assets are held matters as much as what is owned. Business owners carrying personal liability exposure through directorships, guarantees and professional obligations face decisions about trust structures that have consequences for their binding death benefit nominations, income splitting arrangements and how assets pass between generations. Your Lead Adviser coordinates the legal, financial and governance dimensions through a single ongoing relationship.
Read more about wealth structuring and family governanceThe practical challenge for Perth’s executives and business owners is rarely a lack of capable specialists. It is that tax decisions, investment decisions and estate planning decisions are each made without visibility of the others. The gaps between those decisions carry real risk.
At Fitzpatricks Advice Partners, one senior Lead Adviser closes those gaps. They coordinate across financial strategy, legal, tax and estate specialists, keep those specialists working toward the same outcome, and remain accountable for the plan as circumstances change. This is how we build the kind of relationship that allows advice to go beyond the numbers, grounded in what actually matters to you. Your Lead Adviser keeps the specialists connected and ensures every part of the strategy remains aligned across your financial life and your family's.
Our longest-standing clients describe the Lead Adviser relationship as central to how they think about wealth across generations.
The estate plan written when assets were worth $800,000 is not the right plan when those same assets are worth $4 million. Your Lead Adviser ensures the estate plan stays current and aligned with the rest of your financial picture.
For Western Australia’s high-income earners, wealth often accumulates rapidly in the 40s and 50s through executive careers, business equity and superannuation. The estate plan written at the beginning of that journey rarely reflects what exists a decade later.
For a Western Australia business owner, a poorly structured estate plan can mean a forced asset sale, avoidable CGT, family conflict over an ambiguous will, or superannuation death benefits directed to the wrong beneficiary in a way that cannot be reversed. For a mining executive with significant company equity, a large SMSF and a trust structure, an estate that has not been structured to reflect those assets leaves real value unprotected.
Estate planning at Fitzpatricks Advice Partners covers wills, testamentary trusts, superannuation death benefit nominations, powers of attorney, and estate structure across personal holdings, trusts, companies and SMSFs, reviewed as part of the ongoing client relationship as life changes, not treated as a one-off exercise.
Your goals, your concerns, and what you want your wealth to achieve for you and your family. Our advisers know how to ask the right questions to uncover what matters most, often surfacing opportunities and challenges you may not have considered. There is no selling and no obligation. What you share remains confidential.
From that conversation, your Lead Adviser builds a complete picture of your financial and family situation before any recommendations are made. A strategy is then developed that coordinates across investment, tax, estate planning and structures. Once in place, it is reviewed as life changes. Whether it is a business sale, a family event or a market shift, your Lead Adviser stays ahead of what is changing and ensures the plan stays aligned with your goals and your family's situation.
Perth’s wealth profile is unlike any other Australian city. For executives and business owners in Western Australia’s resources economy, wealth typically accumulates fast and concentrates heavily. An executive at an ASX-listed mining company may hold significant company equity on top of a high-income SMSF, investment properties and a business interest in a services company tied to the same sector.
The risk is concentration. The income, the super, the investments and often the business are all exposed to the same commodity cycle. For most successful families in Perth and greater Western Australia, the question is not whether to take financial advice. It is whether the advice they have is built for the complexity they are managing.