Fitzpatricks Advice Partners has been helping Australians build, protect and transition wealth since 1994. A team of dedicated advisers, united by a shared philosophy.
Fitzpatricks Advice Partners has been helping Australians build, protect and transition wealth since 1994. A team of dedicated advisers, united by a shared philosophy.
Fitzpatricks Advice Partners has been helping Australians build, protect and transition wealth since 1994. A team of dedicated advisers, united by a shared philosophy.
You may have relocated from Melbourne. Or you have been building a business in Geelong for decades. Either way, Fitzpatricks Advice Partners brings private wealth advice built for the complexity you carry.
A discretionary trust, a self-managed super fund (SMSF), business equity, a succession plan and an evolving estate do not sit in separate conversations here, they are held together by one Lead Adviser who coordinates across all of it, bringing in the right specialists at the right time. That is where Fitzpatricks Advice Partners makes a difference.
Our advisers are known for having the in-depth conversations that many families find hard to start: family dynamics, succession, legacy and the purpose behind wealth. You have one person responsible for keeping every moving part aligned, coordinating the specialists your situation requires and ensuring every element of your strategy works together. With a deliberately low client-to-adviser ratio, your adviser has the time to truly understand your circumstances, priorities and ambitions.
Each of the following services is delivered through the Lead Adviser model: one senior Fitzpatricks Advice Partners adviser who understands the full picture of your financial life and coordinates across the specialists you need.
Many Geelong clients hold significant wealth concentrated in residential property, some including equity from a Melbourne property sale that helped fund their move. Wealth at this level is rarely held in a single structure. Investment decisions need to align with trusts, superannuation, business interests and long-term family objectives.
At Fitzpatricks Advice Partners, portfolio strategy begins with a clear understanding of who you are: your goals, your genuine capacity for risk and what your portfolio needs to do alongside your broader wealth. From that foundation, we build and oversee a portfolio through a curated panel of specialist investment managers, each subject to ongoing research. Investment strategy is never considered in isolation. Each investment decision connects to your tax position, estate plan and wealth structuring.
Geelong's manufacturing, construction, healthcare and professional services communities have built significant enterprise value over decades. The proceeds of a business sale are often the single most significant liquidity event a family will experience, and how they are structured in the months and years that follow has consequences that are difficult to reverse.
Fitzpatricks Advice Partners coordinates the legal, tax and investment dimensions of a business exit through one Lead Adviser, working alongside your solicitor, accountant and business broker so every decision reflects the same plan. For most owners, that is a three to five year process, not a six-month sprint.
Families who purchased property in Newtown, Highton, Torquay or along the Bellarine Peninsula 15 to 20 years ago have accumulated significant equity. As the national generational wealth transfer gathers pace, many are facing decisions about how wealth should pass to the next generation. A Lead Adviser who knows the whole family, including the adult children, provides a continuity of relationship that is difficult to replicate.
The discussions that matter most at this level are rarely about legal mechanics. They are about values, what each generation is expected to steward, how decisions will be made when the family is under pressure, and what the wealth is ultimately for. These are the issues most families defer the longest. At Fitzpatricks Advice Partners, we are practised at leading them, and at translating what emerges into governance frameworks, Family Charters and Family Council arrangements that give those agreements structure and permanence.
Geelong's manufacturing directors, construction business owners and healthcare professionals carry real personal liability exposure through company directorships, professional indemnity obligations and personal guarantees on commercial leases. At this level of complexity, a decision about a trust structure has consequences for your binding death benefit nominations, your income splitting arrangements and how assets pass between generations. Your Lead Adviser coordinates the legal, financial and governance dimensions through a single ongoing relationship.
Read more about wealth structuring and family governance
For families whose wealth has grown to the point where coordinating investments, tax, estate structures and the next generation have become a full-time challenge, a virtual family office structure brings coherence across every dimension. Fitzpatricks Advice Partners acts as the central coordinating point across every adviser in your life. Clients describe it as having a family CFO: someone with accountability for the whole financial picture, coordinating specialists and ensuring every strategy remains connected.
Read more about emerging family office services
These are established enterprises with complex structures, significant asset bases and succession decisions that should not be deferred much longer.
We also work with Surf Coast and Bellarine Peninsula families, particularly in Torquay, Barwon Heads and Ocean Grove, whose lifestyle sits alongside estate complexity that has grown with regional property values. Barwon Health specialists in private practice, Deakin University senior staff with defined benefit or accumulation super entitlements, and pre-retirees with significant superannuation (including SMSF) balances and property equity across multiple locations are clients whose situations align with what Fitzpatricks Advice Partners does best.
If your financial life has grown in complexity, this is where we can help.
Our Geelong team brings deep technical expertise and a client-first approach to every relationship.
At Fitzpatricks Advice Partners, the relationship begins not with your portfolio, but with your goals and the life you want your wealth to support. Your Lead Adviser holds every dimension of your financial life in view, from investment strategy and wealth structuring to estate planning and business succession. They coordinate the right specialists at the right time and ensure every decision remains aligned with your family's objectives.
Our longest-standing clients describe the Lead Adviser relationship as a family CFO: someone who brings clarity, coordination and accountability to complex financial affairs, ensuring every adviser and every strategy is working towards the same outcome.
Many of those owners may not have had a recent business valuation or revisited their exit strategy to reflect changes in the value of their business. Not because they do not care about the outcome, but because the business keeps demanding attention and the exit can feel abstract. Manufacturing enterprises in North Geelong and Corio, construction businesses serving the Surf Coast corridor, healthcare practices operating across the Bellarine Peninsula: these are businesses whose owners are commercially experienced and operationally focused, and succession planning has not yet made it to the top of their list.
The three to five year lead time for a well-executed exit is not a formality. It is the difference between leaving on your own terms with the full value of the business and leaving in a rush with whatever a buyer will pay at short notice. Capital gains tax (CGT) minimisation strategies require time to implement. Leadership transition requires a runway. If your window is shorter than three to five years, a succession planning conversation is still worth having. Starting matters more than starting at exactly the right time.
Fitzpatricks Advice Partners approaches succession planning with your whole situation in mind: the succession plan must align with the client’s investment strategy, estate plan, superannuation structure and long-term wealth goals. That integrated approach complements the valuable work performed by accountants and solicitors, while ensuring every element of the plan remains connected. Our Geelong clients leave with a strategy built around their full situation, not just the business sale.
Your goals, your concerns, and what you want your wealth to achieve for you and your family. Our advisers know how to ask the right questions to uncover what matters most, often surfacing opportunities and challenges you may not have considered.
From that conversation, your Lead Adviser builds a complete picture of your financial and family situation before any recommendations are made. A strategy is then developed that coordinates across investment, tax, estate planning and structures. Once in place, it is reviewed as life changes. Whether it is a business sale, a family event or a market shift, your Lead Adviser stays ahead of what is changing and ensures the plan stays aligned with your goals and your family's situation.
Geelong is Australia’s number one regional city for internal migration. Its Gross Regional Product exceeds $21 billion, representing approximately 3.5 per cent of Victoria’s total economic output. The city’s economy has successfully transformed from its Ford and Alcoa manufacturing base into a diverse economy powered by healthcare (Barwon Health and University Hospital Geelong), education (Deakin University at Waterfront and Waurn Ponds), professional services and advanced manufacturing. The Nyaal Banyul Convention and Event Centre, which opened in July 2026, further establishes Geelong as a destination city in its own right.
Fitzpatricks Advice Partners serves clients across the Greater Geelong LGA including Geelong CBD, Newtown, Highton, Belmont, East Geelong, Armstrong Creek and Lara, as well as Torquay and the Surf Coast, the Bellarine Peninsula from Barwon Heads to Portarlington, and the Golden Plains corridor. Clients with existing Melbourne connections work with us across both locations.